Sep 30, 2023

Are you a small business dealing with the CEBA loan repayment dilemma?  Ted Michalos and Doug Hoyes dive deep into the world of CEBA loans and the crucial decisions you need to make about repaying them.  For many small businesses, the loan was a lifeline during the pandemic but as the repayment deadline is looming...

Sep 23, 2023

Join the conversation with Ian Penney, a Licensed Trustee from Janes & Noseworthy, and Doug Hoyes as they provide insights into managing your finances in the aftermath of the pandemic, with a focus on the distinctions between Newfoundland and Ontario.  During the discussion, they delve into the economic landscapes of...

Sep 16, 2023

Every successful budget makes room for fun spending. But how much is OK to spend on fun? What if you feel guilty? Is it ever wrong to spend money on your hobbies and interests? On today’s podcast, Maureen Parent returns to give advice on this less explored area of our budget and gives practical advice on how to...

Sep 9, 2023

Higher education isn’t getting any cheaper. The cost of going to university has more than tripled since the 1990s and we see first-hand the financial burden caused by student loans. So, is it still worth it to get into debt for post-secondary schooling? With so many advancements in free online education, aren’t...

Sep 2, 2023

Welcome to Season #10 of Debt Free in 30.  Debt is up.  Interest rates are up.  Not surprisingly, personal insolvency filings are way up.  Many people are hitting the wall.  On today’s abbreviated podcast, Doug Hoyes explains the numbers and why we live in a “Tale of Two Economies.”  If you are rich, all is good. ...