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Mar 28, 2020

The Hoyes Michalos Team is working from home, so today’s podcast was recorded yesterday morning in my guest boardroom, so the sound quality isn’t studio quality, but we wanted to get the information out to you; here’s the rundown of today’s show, with time stamps:

Dealing with Creditors during Coronavirus:

Mar 21, 2020

We normally record Debt Free in 30 weeks in advance, but today, given the rapidly changing situation, we decided to record a special COVID-19 episode.  We discuss what is happening right now (all 22 Hoyes Michalos offices are closed for in person meetings, but our full team is available by phone and video conference),...

Mar 14, 2020

Beau Humphreys appeared on episode 147 back in June, 2017; he shared his struggle with a gambling addiction, and that episode is one of our most downloaded episodes ever.

Beau filed a consumer proposal with us in 2009, paid it off in three years, became a financial coach, and is now a fully accredited credit counsellor here...

Mar 7, 2020

Have you ever made a decision that seemed like a good idea at the time, but ended up backfiring?

Today credit counsellor Diane Cunha returns, and she’s got lots of examples of bad credit decisions that can backfire, including debt consolidation loans (that don’t actually reduce your debt), high car payments, “do...