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Jul 27, 2019

What is a debt buyer?  What should you do if you find out that a debt buyer has bought your debt?

On today’s show a former collection agency lawyer explains the law, and discusses options for negotiating with a debt buyer.


Jul 20, 2019

Could you survive without debt?  Sounds like an easy question to answer, but many of our clients are so dependent on credit cards that they don’t realize they are borrowing to live.

On today’s show Ted Michalos discusses how you can tell if you are dependent on debt, and how to get off the debt treadmill.


Jul 13, 2019

Today we discuss a wonderful, magical place called Costco.  Is it a store?  A finance company?  Something else?  And why does it matter?  All that and more on today’s podcast (and I’ve got slides, so if you want to see the numbers, the video is posted on the Debt Free in 30 channel on YouTube).


Jul 6, 2019

Many people have no choice: if they want to work, they have to be a “sub-contractor”, or “self-employed”.  This is very common in the construction industry (Dry wallers, framers, plumbers, electricians, roofers) and in high tech (programmers, web developers).

On today’s podcast Ted Michalos helps us explore...