Preview Mode Links will not work in preview mode

Jul 25, 2020

Are you a success because of your superior brain power, and skill, and hard work?

Or was it all luck?

If you are having a rough time, is it because you screwed up, or was it bad luck?

On today's show Doug Hoyes days that most of what happens to you and me, good or bad, is luck.

We've all just endured the great...


Jul 18, 2020

As a new parent on maternity leave, you'll have a lot to do. The last thing you want is to worry about how you will make ends meet. On today's podcast, we have first-time guest and Hoyes Michalos Licensed Insolvency Trustee, Julie Wildman. Julie is a mother of two young children and recently returned from her second...


Jul 11, 2020

When this podcast was recorded on the morning of July 8, 2020 the Canadian government was projected to run a deficit for the year of $250 billion.  By the end of the day, after this podcast was recorded, the Finance Minister was projecting a deficit of $343 billion. That's a lot of debt, and it leads many to wonder...


Jul 4, 2020

Life's milestones like going to college or university, buying a house, or getting married cost money. And often the pressure to achieve these milestones at a young age leads to hasty decisions that come with a big debt load. But what if you took time off before making a major financial move? Would life turn out so...