Jul 4, 2026

What happens when you stop paying credit card bills? Learn the real consequences of missed payments and how to protect your financial health.

This discussion breaks down exactly what occurs after you miss a credit card payment. If you are worried about mounting debt or are unsure how creditors handle unpaid balances,...

Jun 27, 2026

Is saving money while in debt a smart financial move? Doug & Ted break down the strategy to help you decide how to manage your cash. Many people struggle with the dilemma of whether to prioritize building savings or paying off debt aggressively. This conversation explores the logic behind both approaches, offering a...

Jun 20, 2026

Learn how to survive a financial crisis by building resilience and strengthening your personal finance foundation. This conversation provides practical steps to prepare for economic instability. We discuss the core principles of protecting your assets and maintaining stability during uncertain times. Whether you are...

Jun 18, 2026

Is your credit limit too high? Learn how to safely request a lower credit limit to manage your personal finances more effectively. Most financial advice focuses on getting more credit, but having too much available can be a liability for some borrowers. This video explains why you might want to reduce your total credit...

Jun 6, 2026

No one enters a relationship expecting to one day untangle joint credit cards, co-signed loans, or shared lines of credit. Yet when a relationship ends, many people discover they're still financially connected long after they've gone their separate ways.

Doug Hoyes and Ted Michalos discuss who is legally responsible for...