May 31, 2025
Zombie memberships are real – and they’re feasting on your budget every month.
Forgotten fitness app? Digital subscription you thought was cancelled? Auto-renewals can quietly drain your finances if you're not paying attention.
Doug Hoyes and Ted Michalos discuss why some subscriptions are so easy to miss, and how...
May 24, 2025
What legal actions can creditors take if you stop paying your debts? From collection calls to lawsuits and wage garnishments, Licensed Insolvency Trustees explain the real timeline of creditor actions—including how the CRA (Canada Revenue Agency) collects without going to court, and how to avoid scams when seeking...
May 17, 2025
Denied credit when you need it most? Learn why creditors reject
credit and loan applications and what steps you can take next. This
guide covers real solutions to dealing with emergency credit
denial, from avoiding payday loan traps to protecting yourself
financially in tough times.
Doug and Ted also recommend using...
May 10, 2025
What does it mean to be house poor in today’s Canadian economy?
With home prices rising much faster than wages, more people are
stretching their finances to buy property, only to find themselves
stressed, overleveraged, and without a financial safety net.
We explore how the definition of "house poor" has
evolved,...
May 3, 2025
Loans are getting longer, interest rates are getting higher, and that shiny new car? It could lead to serious debt. We dive into Canadian data to help you make informed choices when it comes to buying, leasing, or walking away from a car loan that no longer makes sense.